services

Talking about money can be stressful, and frankly, just plain uncomfortable. At J.R. Financial, we take the stress out of financial planning. With the help of our licensed fiduciary advisors, we work with our clients to navigate their journey to financial freedom.

Setting up an appointment is easy and stress free with J.R. Financial & Insurance Services.

Appointments can be done over the phone, through the internet via Zoom, or in person. As always, all appointments are totally free. We never charge for our time or information. All you need to do is call us at (408) 642-1322 or email us here to get your appointment scheduled on the day and time that works best for you.

What We Do

REVIEW

First we review your estate and get a broad picture of your current positioning and state of affairs. In this information gathering phase, we examine your unique circumstances and start formulating how to reach your goals. Initial reviews meetings take anywhere between 30-60 minutes depending on how complex your estate and your current situation is.

ORGANIZE

Considering your specific needs, our advisors generate a comprehensive and easy to understand strategy for you and your family. Whether it's investments, real estate, or other assets, we work to protect your estate for future generations.

PLAN

In this stage we tailor a tangible, strategic plan for your goals and estate. After executed, we identify both known and unknown issues and manage growth. We come up with solutions: whether they are lending, legal plans, investment options, or simply life events, we have the knowledge and staff to meet your needs.

How We Help

RETIREMENT PLANNING

Helping with investment options for maximizing your portfolio.

RETIREMENT SAVING

How does a guaranteed TAX FREE retirement income sound to you?

LONG TERM CARE

Alternatives to monthly payments. Free coverage options and unique solutions.

REAL ESTATE

Purchasing a home or wanting to sell? We have access to the leading experts!

ESTATE PLANNING

Transfer of estate. Decision making for allowing someone access to an account. Protecting your loved ones.

LIFE INSURANCE

Get life insurance and get your money back if you outlive it! There are a variety of options available to you, regardless of needs.

FINANCIAL ANALYSIS

Risk vs. safety. What can you expect. What are the real financial concerns in your estate.

SOCIAL SECURITY

Knowing when is the right time to start. What options do you have available?

ADVANCED TRUSTS

Living Trusts, Charitable Trusts, Irrevocable Life Insurance Trusts, etc.

TAX PLANNING

98% of taxes are decided before the transaction. We will show you the difference between a beneficial and harmful transaction.

INVESTMENTS

A plethora of creative options. We have it all!

CHARITABLE WORK

Give tremendous amounts, maximize write-offs, and don't even use your own money!

 

RETIREMENT PLANNING
Helping with investment options for maximizing your portfolio.

RETIREMENT SAVING
How does a guaranteed TAX FREE retirement income sound to you?

LONG TERM CARE
Alternatives to monthly payments. Free coverage options and unique solutions.

REAL ESTATE
Purchasing a home or wanting to sell? We have access to the leading experts!

ESTATE PLANNING
Transfer of estate. Decision making for allowing someone access to an account. Protecting your loved ones.

LIFE INSURANCE
Get life insurance and get your money back if you outlive it! There are a variety of options available to you, regardless of needs.

FINANCIAL ANALYSIS
Risk vs. safety. What can you expect. What are the real financial concerns in your estate.

SOCIAL SECURITY
Knowing when is the right time to start. What options do you have available?

ADVANCED TRUSTS
Living Trusts, Charitable Trusts, Irrevocable Life Insurance Trusts, etc.

TAX PLANNING
98% of taxes are decided before the transaction. We will show you the difference between a beneficial and harmful transaction.

INVESTMENTS
A plethora of creative options. We have it all!

CHARITABLE WORK
Give tremendous amounts, maximize write-offs, and don’t even use your own money!

Take control of your retirement future!

Get in touch today and receive a complimentary consultation.